Portrait of Michael Wolff, Mortgage Loan Originator

Hi, I’m Michael Wolff—your Raleigh mortgage nerd-in-residence.

Since 2004 I’ve helped first-time buyers, investors, military borrowers, and folks building or renovating get from “what do I even do?” to keys in hand—using real Raleigh numbers, not internet myth. Licensed in NC, VA, GA, FL, CA, and TN.

  • Plain-English answers, fast. No fluff, no scare tactics.
  • Payment math that includes Wake taxes & insurance (the “gotchas”).
  • Side-by-side options: VA, FHA, Conventional, C2P, Renovation.

NMLS #239403 · Go Rascal, Inc. NMLS #2072896 · Equal Housing Lender


🏠Start Here🏠

You don’t need another generic mortgage blog. You need Raleigh math, plain English, and a plan you can act on. This hub is your jump-off point—built from real buyer questions and real numbers I use every day in Wake County.

What you’ll find here
  • Raleigh Buyer Roadmap: A step-by-step path from budget to keys—no mystery deadlines, no wishful thinking.
  • Q&A Answers: Short, practical posts to the exact questions buyers keep asking (payment, credit, programs, timelines).
  • Real Numbers: Payment breakdowns that include Wake County taxes, insurance, and the levers to reduce total cost.

Whether you’re a first-timer, self-employed, using VA, or building new, start with the Roadmap, then dive into the Q&A for fast, focused answer-— then use the Q&A to get surgical.

Choose your path