5 Minutes

Home Ownership The Basics

First-Time Buyer Myths in North Carolina (And the Truth Behind Them)

Michael Wolff August 19, 2025

First-Time Buyer Myths in North Carolina: What You Really Need to Know Before Buying a Home First-Time Buyer Myths in North Carolina (And the Truth Behind Them) By Michael Wolff On this page Introduction...

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3 Minutes

Home Ownership The Basics

10 Ways to Kill Your Home Loan

Michael Wolff August 17, 2025

Buying a home is exciting—right up until a tiny decision knocks your loan off the rails. Here’s your no-drama guide to the biggest “don’ts,” why they matter, and what to do instead. 1) Don’t...

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5 Minutes

Home Ownership The Basics

Understanding Mortgage Options: A Guide for Homebuyers

Michael Wolff August 17, 2025

In this guide Big Idea Quick Picks Core Types (Conventional, FHA, VA, USDA) Down Payment Assistance (DPA) HELOCs & Second Mortgages Construction & Renovation Investor & Alternative Loans PMI / MIP: Simple & Not...

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2 Minutes

Credit Tips Home Ownership The Basics

Opt Out of Firm Offers of Credit or Insurance

Michael Wolff March 20, 2025

Nothing is more annoying than a mailbox full of junk mail. Many buyers find that applying for a mortgage can trigger an influx of marketing from other companies trying to win their business. Fortunately,...

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