6 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process The Basics

Fatal HOA Mistakes That Kill Your Raleigh Condo Loan

Michael Wolff October 1, 2025

Fatal HOA Mistakes That Kill Your Raleigh Condo Loan That sleek downtown condo or low-maintenance townhome can turn into a financing nightmare when HOA issues surface during underwriting. Here’s what kills deals and how...

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6 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process The Basics

PMI in NC: Lower It Now, Remove It Sooner

Michael Wolff September 30, 2025

PMI in NC: Lower It Now, Remove It Sooner PMI isn’t permanent—it’s a bridge. The key is structuring your loan smart upfront and timing your exit strategy right. Here’s how NC buyers cut PMI...

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7 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process The Basics

Due Diligence Fee vs Earnest Money—What Happens If You Walk?

Michael Wolff September 30, 2025

Due Diligence Fee vs Earnest Money—What Happens If You Walk? Understanding which money you keep versus lose when backing out of a home purchase can save you thousands. Here’s how due diligence fees and...

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5 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A The Basics

Why Your Raleigh Payment Is $800 More Than Calculators Show

Michael Wolff September 30, 2025

Why Your Raleigh Payment Is $800 More Than Calculators Show Online calculators show you the principal and interest payment, but they miss the reality of Raleigh homeownership. Between Wake County taxes, rising insurance costs,...

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6 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process

Raleigh Buyers: 3 Powerful Ways Seller Credits Beat Temporary Buydowns

Michael Wolff September 30, 2025

Raleigh Buyers: 3 Powerful Ways Seller Credits Beat Temporary Buydowns Seller credits can cut thousands from your total cost in Raleigh—but only if you use them right. A 2-1 buydown sounds appealing until you...

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7 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A The Basics

The Truth About Down Payments In NC What You Really Need To Save

Michael Wolff September 30, 2025

The Truth About Down Payments in NC: What You Really Need to Save You don’t need a giant pile of cash to buy in NC. Here’s how 0%, 3%, 3.5%, and 5%–20% down actually...

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4 Minutes

Affordability & Costs Credit Tips Raleigh Homebuyer Q&A The Basics

The Costly Truth Behind Your Credit Scores In Raleigh Homes

Michael Wolff September 30, 2025

“`html The Costly Truth Behind Your Credit Scores In Raleigh Homes Your credit score isn’t just a number—it’s the lever that shifts your monthly payment up or down in Raleigh. Here’s how much it...

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