6 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process The Basics

Fatal HOA Mistakes That Kill Your Raleigh Condo Loan

Michael Wolff October 1, 2025

Fatal HOA Mistakes That Kill Your Raleigh Condo Loan That sleek downtown condo or low-maintenance townhome can turn into a financing nightmare when HOA issues surface during underwriting. Here’s what kills deals and how...

continue...

6 Minutes

Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process

Low Appraisal in Raleigh: How to Bridge the Gap and Close

Michael Wolff October 1, 2025

Low Appraisal in Raleigh: How to Bridge the Gap and Close Getting news that your Raleigh home appraises below contract price feels like a punch to the gut. But this isn’t the end of...

continue...

6 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process The Basics

PMI in NC: Lower It Now, Remove It Sooner

Michael Wolff September 30, 2025

PMI in NC: Lower It Now, Remove It Sooner PMI isn’t permanent—it’s a bridge. The key is structuring your loan smart upfront and timing your exit strategy right. Here’s how NC buyers cut PMI...

continue...

5 Minutes

Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process The Basics VA Loans VA Loans in NC

The $300/Month Mistake Raleigh Buyers Make With Loan Choice

Michael Wolff September 30, 2025

The $300/Month Mistake Raleigh Buyers Make With Loan Choice Picking the wrong loan type can cost you $200-$300 monthly for years. Here’s how VA, FHA, and conventional loans actually compare on Triangle purchases—with real...

continue...

7 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process The Basics

Due Diligence Fee vs Earnest Money—What Happens If You Walk?

Michael Wolff September 30, 2025

Due Diligence Fee vs Earnest Money—What Happens If You Walk? Understanding which money you keep versus lose when backing out of a home purchase can save you thousands. Here’s how due diligence fees and...

continue...

6 Minutes

Affordability & Costs Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process

Raleigh Buyers: 3 Powerful Ways Seller Credits Beat Temporary Buydowns

Michael Wolff September 30, 2025

Raleigh Buyers: 3 Powerful Ways Seller Credits Beat Temporary Buydowns Seller credits can cut thousands from your total cost in Raleigh—but only if you use them right. A 2-1 buydown sounds appealing until you...

continue...

5 Minutes

Home Ownership Raleigh Homebuyer Q&A Step-by-Step Process The Basics

21 Days or 45? How to Close Faster (Without the Headache) in NC

Michael Wolff September 30, 2025

21 Days or 45? How to Close Faster (Without the Headache) in NC In North Carolina, closings typically take 30–45 days. But with the right prep, you can close in as little as 21....

continue...